10 Responses to “Home earthquake insurance”

1. citizen Says:
   October 15th, 2009 at 1:09 pm

   If you live in a brick house with lime mortar,
   you should probably sell it if you’re worried about earthquakes.
   A wood-framed house,
   bolted to its foundation,
   is the least likely to be damaged severely.
   I watched the wave of the Nisqually earthquake sweep through my house and couldn’t find so much as a crack afterward.

2. john Says:
   October 15th, 2009 at 1:30 pm

   No, a brick house is safest. Didn’t you ever read the three little pigs?

3. citizen Says:
   October 16th, 2009 at 1:05 pm

   If you let a pig build your house,
   you need more than insurance.

4. Don Says:
   October 20th, 2009 at 4:56 pm

   A very rainy day in NZ led me to the local theater and an enjoyable 500 Days of Summer, but one of the trailers was 2012. No insurance needed in that scenario, “Whoopee we’re all gonna die! But if we’re talking the 8.0 or 9.O they say is coming any day now, well even a $75,000 deductible sounds like a bargain for a few hundred dollars, but a lower one sounds better. Seems pretty lethargic back in the Ham. No follow up so I don’t know if the flood advisory and predictions materialised or just gave me a sleepless night about the little creek next to my house that raged last year after the 9 inches of snow we had melted overnight on top of the 7 inches of rain my gauge showed.

5. Camille Says:
   October 20th, 2009 at 10:58 pm

   I love 2012 stuff, been looking at it for years.
   It will be interesting to see what effect the movie ‘2012′ will have on its’ viewers.
   The guy who wrote ‘The Day after Tomorrow’, Art Bell, is involved with it at some level.

   I was in the 1989 Bay area earthquake.
   What a rocker!!
   Had some broken glass but nothing major.
   I think we had earthquake insurance at the time, but we didn’t need it.

6. citizen Says:
   October 22nd, 2009 at 9:08 am

   Speaking of housing, pigs and The End Times,
   whatever became of Homestead?

7. john Says:
   October 22nd, 2009 at 10:48 am

   Homestead? They are still out there, still trying to sell properties to raise cash. I have made a couple of phone calls to their offices that have not been returned. But lots of people don’t return my phone calls.

8. citizen Says:
   October 22nd, 2009 at 1:14 pm

   I suppose if,
   or rather when,
   I was going under,
   I wouldn’t advertise that fact through the newspaper.
   Especially if I had other people’s money in my accounts.

9. john Says:
   October 22nd, 2009 at 1:48 pm

   Just got off the phone with a very friendly Homestead executive who says they have succeeded in selling a number of condos here and in oak harbor in recent weeks, via auction. Unlike some other developers around here, none of Homestead’s properties are in foreclosure as far as I know.

10. citizen Says:
    October 23rd, 2009 at 2:51 pm

    I’m glad that there’s still life left in that company.
    I wonder if units go to auction artificially to give buyers the feeling they’ll get a deal?
    If the bank calls for an auction,
    it’s usually too late for the builder to recoup anything except debt forgiveness.